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Financial Policy

chiropractor insurance

It is our clinic policy and procedure to verify all insurance benefits and to discuss these benefits with you personally so that you have a clear understanding of your specific insurance plan and what services offered at our clinic will be covered. We will bill your insurance on your behalf and process any pre-authorization or referral requirements that may be necessary.

Health Insurance

If you are receiving services at our clinic under your personal health insurance, you may receive an ‘Explanation of Benefits” (EOB) from your insurance carrier. Every private health insurance carrier has their own fee schedule for what they will allow for payment of our services (allowable). You will not be personally responsible to pay the difference between what we bill for services and what your insurance company considers allowable.

Personal Injury and motor vehicle accidents

Dr. Richman specializes in providing care for people who have sustained injuries at work or in motor vehicle accidents. If you are receiving services at our clinic under your “Personal Injury Protection” (auto insurance-PIP), we will handle all necessary billing. However, it is important that you work with your insurance company and assist us in making sure that all your medical expenses are covered.

Please see the list of insurance companies we are providers for below and please ask us if you have questions regarding your specific insurance coverage.

We are providers for the following insurance companies:

  • All auto insurances
  • Medicare
  • Aetna
  • BlueCross/BlueShield
  • Health Net
  • American Specialty Health Network (ASH)
  • Providence and Providence Preferred
  • Cigna
  • United Healthcare
  • Lifewise
  • Greatwest/One health plan
  • FirstHealth contracted
  • PacifiCare
  • Pacificsource
  • SAIF, Liberty Northwest (Oregon Worker’s Compensation)
  • CCN/ACN
  • Legacy/MHN
  • Kaiser Permanente
  • ODS
  • Ask us about others!

For those individuals who do not have insurance coverage we do have cash pay rates. Please ask about our cash pay services.


Greenway Chiropractic Clinic | (503) 643-0156